Cashpath is a new company dedicated to actively guiding people to positive cash flow, growing savings and better lives.  We believe that saving should be as easy as paying for an Uber.  And that our day by day money should be rebalanced like a Robo investment portfolio.  That’s why we created Cashpath.

Having worked for and with some of the Financial Services Industry’s leading institutions, we deeply understand how cash flow works and the role money plays in people’s lives.  We are using this knowledge to create a better way, starting with our new mobile app, Cashpath.


John Ventura

Founder & CEO

John has created and run various new ventures throughout his 25+ year career. He previously co-founded Partner Advisors, which he helped build into the financial services industry’s leading partnership consulting firm. While there he designed and launched numerous credit and debit card programs. John has also held management roles at American Express, MovieFone and Doubleclick. John graduated from Lafayette College and The Tuck School at Dartmouth.

Peter Cetinski

Engineering Lead

For 18+ years, Pete has been a software architect and engineer who has created various financial systems and applications for larger institutions and startups. Most recently Pete architected and built Royal Bank of Scotland’s Mortgage Backed Security Warehouse system. He has developed commodity trading software and reporting systems for Bunge Global Markets, BMW and other companies. Pete has a BS from SUNY and a Masters in Computer Science from NYU Polytechnic.

Giri Nathan

Technology Advisor

5th Engineer and 90th employee at Priceline where he’s remained for 15 years in technology leadership positions, most recently as Head of Engineering. He has worked at Carlson Travel Group and Asea Brown Boveri Combustion Engineering in the past. Giri has AAS and BS degrees from the City College of New York.


John de Lavis

John is a global retail banking executive with 30+ years of experience building and optimizing a range of new financial services offerings.  He has held C level positions at Mastercard (CPO), Netspend (COO) and  and Metabank (COO) and has deep knowledge in all aspects of the payment industry.

Lloyd Wirshba, Senior Advisor Deloitte

Lloyd is a seasoned financial services, customer engagement, loyalty and internet services executive.  Most recently Lloyed served as CEO of Barclays’ US credit card business, President & CEO of Affinion Group, NA.  He also spent many years in executive roles at American Express and at AOL as SVP Member Services.

Bob Stock, Partner Paytech International

Bob holds over 20+ years as product innovation and development expert in creating and managing various financial services and businesses for Fortune 500 and early stage companies. Bob’s former roles include Intuit GM New Ventures, Visa SVP of Credit and Commercial Products. He has also founded and built several venture backed companies with successful exits.